30+Years guiding retirees
Three interactive tools. No account set up required. Pick the worry that fits you and get a personalized, educational report on screen in seconds, at no cost.
Will your guaranteed income cover your monthly essentials? Find your monthly gap.
Will your money outlast you in a bad market? Stress-test it and see the odds.
Already own an annuity? Get a second opinion on what you own and what it costs.
All three tools run right here in your browser — no download, no account, and nothing leaves the page until you ask for your results.
“After years of sitting across the table from people on the edge of retirement, I learned the question that actually keeps them up at night isn’t “How’s my portfolio doing?” — it’s “Will I run out of money?””
I’m Greg Layton, and I’ve spent most of my career helping people grow and accumulate money.
Most of my clients are now pre-retirees and retirees. Their needs and wants have changed. Most of our discussions now are related to the distribution of their assets. They have many concerns and doubts. Like, “will their IRA’s and 401k survive a market crash this close to retirement?” “Have we really saved enough to retire today?” “Is there a way to mitigate the risk of a market crash?”
When they retire their monthly paycheck disappears. What do people do then? Not to worry, We’ll replace it with a guaranteed lifetime income.
I have also discovered that most people have given very little thought to the non-financial issues that affect retirement.
Many retirees have problems with a loss of identity, loss of structure, no social interaction, and no real sense of purpose in their lives. I help them to define what their perfect life after retirement will be. I help them retire to something- not from something.
When I’m not meeting with clients you’ll probably find me at the gym. Basketball is my passion in life! I am a Senior Olympic Gold Medalist in 3 on 3 basketball and have also won numerous Huntsman World Games Championships. I thank God every day for all of the opportunities and Blessings he has given me. Especially for giving me my wife, Paty.
We never start with what to buy. We start with your retirement paycheck — what's guaranteed, what's at risk, and where the gap is. The right solution reveals itself once the need is clear.
I'll show you plainly how I'm paid, what every option costs, and the trade-offs involved — including when the smartest move is to do nothing at all.
Already own an annuity or have a plan in place? I'll give it a straight review. Sometimes that means confirming you're in good shape. My reputation matters more than any single sale.
Pinpoint the difference between your guaranteed income and your essential expenses — and build a plan to close it for life.
An honest, unbiased health check on what you already own — costs, surrender status, and whether it still fits your plan.
Worried about running out of money? We design dependable income streams that continue no matter how long retirement lasts.
Leaving a job or retiring? We compare safe-money alternatives focused on income and protection.
Traditional safe-money options may not keep pace with retirement needs. We compare alternatives focused on income and protection.
Your financial plan should support how you actually want to live. We align income strategies with your retirement goals and priorities.
Bring your questions — about income, Social Security, an annuity you own, or just whether you're on track. The first conversation is always free, and there's never an obligation.
Schedule My Free Review